Terms & Conditions

These Terms of Service (“Terms”) govern your access to and use of FirstGlow Alpha Allocation (the “allocation”), including any free and paid content delivered by email, website, app, or any third-party publishing platform used to distribute the Newsletter (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

1. Purpose and Scope

These Terms apply to all users of the Services, including free readers and paid subscribers. If you use the Services through a third-party platform (e.g., newsletter hosting/payment provider), that platform’s terms may also apply. Where there is a conflict, mandatory law prevails; otherwise, these Terms apply in addition.

2. Eligibility

To purchase paid access, you represent and warrant that you possess the legal capacity to enter into a binding contract within your jurisdiction. You bear sole responsibility for verifying that your access to and use of FirstGlow Capital services complies with all applicable local laws and regulations.

3. Content

All content provided on the Website, including but not limited to articles, tutorials, videos, and other materials, is intended solely for educational purposes. The content reflects the personal experiences and opinions of the creator and is not guaranteed to be accurate, complete, or applicable to your specific circumstances.

Important: The information, materials, and content on this Website are not intended to be, and should not be construed as, financial advice, investment advice, or recommendations to buy, sell, or hold any securities or other financial instruments. You should consult with a licensed financial advisor or professional before making any investment or financial decisions.

4. Services

The FirstGlow Capital newsletter provides content that may encompass market commentary, personal opinions, data visualizations, and educational materials. This may include the use of hypothetical scenarios, and discussions regarding proprietary "models," "signals," "setups," "allocations," or "trades." You acknowledge that these concepts are shared for illustrative and journal purposes only and do not represent a definitive, guaranteed trading system, financial advice or trading recommendation.

5. Target Audience Restriction

Access to this content is strictly prohibited for, and not directed at, the following countries and regions:

• Afghanistan, Belarus, Bosnia and Herzegovina, Burma (Myanmar), Central African Republic, Cuba, Democratic Republic of the Congo, Eritrea, Ethiopia, Guinea, Guinea-Bissau, Haiti, Hong Kong SAR, Iran, Iraq, Lebanon, Libya, Mali, Montenegro, Nicaragua, North Korea, Russia, Serbia, Somalia, South Sudan, Sudan, Syria, Ukraine (Crimea, Donetsk, and Luhansk regions), Venezuela, Yemen, and Zimbabwe.

Furthermore, this content is not intended for any person or entity listed on the OFAC Specially Designated Nationals (SDN) list or any consolidated sanctions list maintained by the United Nations Security Council.

6. Not Financial Advice Or Trading Recommendations

The Services are provided strictly as a journal or documentation for FirstGlow Capital and for educational purposes only. This newsletter serves as a comprehensive log documenting proprietary research, evolving thought processes, and systematic trading experiments. The content is not designed, intended, or suitable to be used as a basis for real-world investment decisions.

Nothing within the Services constitutes—or is intended to constitute—financial, investment, legal, or tax advice, nor does it represent a regulated financial service. FirstGlow Capital operates exclusively as a research journal and does not function as a financial advisory platform. Furthermore, no part of the Services represents an offer, solicitation, or recommendation to buy, sell, or hold any security, derivative, ETF, fund, cryptoasset, or other financial instrument. Any mention of a specific asset is strictly for the purpose of a personal case study or journal entry.

By consuming this content, you expressly acknowledge and agree that you will not rely on the Services as the foundation for any investment or financial decision. Any action you take—or refrain from taking—based on this content is entirely at your own risk and remains your sole responsibility.

7. Portfolios Update

The Newsletter may present example portfolios, model allocations, paper trading logs, positioning snapshots, and backtested performance illustrations (collectively, “Example Portfolios”). These are governed by the following terms:

• Illustrative and Journal Purpose Only: All Example Portfolios are provided strictly for illustrative and educational discussion. They represent theoretical research and should not be interpreted as financial blueprints.

• Prohibition on Mirroring: Example Portfolios are not intended to be copied, mirrored, or followed. You agree not to treat these snapshots as trading instructions or actionable guidance.

• Hypothetical and Simplified Nature: These portfolios may be hypothetical, stylized, or delayed. They often use simplified assumptions that do not reflect real-time market conditions, actual liquidity, or executable pricing.

• Material Differences in Real-World Results: Actual trading outcomes will differ materially due to execution timing, bid-ask spreads, slippage, market impact, taxes, management fees, and individual broker constraints.

• No Signal Service: You expressly agree not to treat Example Portfolios as a “signal service” or a substitute for your own independent market analysis and professional judgment.

8. Performance Data

All portfolio performance data, historical backtests, and allocation updates reflect past results and are not indicative of future performance. The historical growth or behavior of a portfolio does not guarantee that future results will be similar or profitable. Furthermore, any updates regarding portfolio allocation are provided solely for the purpose of the FirstGlow Capital journal and are intended for documentation and educational research only. This journaled content does not constitute financial advice in any form. FirstGlow Capital assumes no responsibility or liability for any financial loss or damage arising from investment or trading decisions made based on this content.

9. No Guarantees or Warranties

The Website and its content are provided on an “as-is” and “as-available” basis without any warranties, express or implied. We do not guarantee the accuracy, reliability, or completeness of any information provided. Any reliance on the content is at your own risk.

10. User Responsibilities

You are responsible for:

• Ensuring that your use of the Website complies with all applicable laws and regulations.

• Making independent decisions regarding any strategies or information presented on the Website.

• Understanding that past performance or other content is not indicative of future results.

11. Intellectual Property

All content on the Website, including text, graphics, logos, and other materials, is the property of FirstGlow Capital or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or modify any content without prior written consent.

12. License

Unless otherwise stated, FirstGlow Capital owns the intellectual property rights for all material published on the Website. All intellectual property rights are reserved. You must not:

• Republish material from our Website.

• Sell, rent, or sub-license material from our Website.

• Reproduce, duplicate, or copy material from our Website.

13. Iframes

Without prior approval and express written permission, you may not create frames around our Web pages or use other techniques that alter in any way the visual presentation or appearance of our Website.

14. Reservation of Rights

We reserve the right at any time and in our sole discretion to request that you remove all links or any particular link to our Website. You agree to immediately remove all links to our Website upon such request. We also reserve the right to amend these Terms and Conditions and its linking policy at any time. By continuing to link to our Website, you agree to be bound by these linking terms.

15. Removal of Links from Our Website

If you find any link on our Website or any linked website objectionable for any reason, you may contact us about this. We will consider requests to remove links but have no obligation to do so or to respond directly to you.

16. Cookies

We employ the use of cookies. By using our Website, you consent to the use of cookies in accordance with FirstGlow Capital’s Privacy Policy. Most modern interactive websites use cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our Website to enable functionality and ease of use for visitors. Some of our affiliate/advertising partners may also use cookies.

To enrich and perfect your online experience, FirstGlow Capital uses “Cookies,” similar technologies, and services provided by others to display personalized content, appropriate advertising, and store your preferences on your computer. A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. FirstGlow Capital uses cookies to help identify and track visitors, their usage of the Website, and their Website access preferences.

17. Website Visitors

Like most website operators, FirstGlow Capital collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. FirstGlow Capital’s purpose in collecting non-personally identifying information is to better understand how FirstGlow Capital’s visitors use its Website. From time to time, FirstGlow Capital may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its Website.

18. Security

The security of your Personal Information is important to us, but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

19. Links to External Sites

Our Website may contain links to external sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy and Terms and Conditions of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites, products, or services.

20. Aggregated Statistics

FirstGlow Capital may collect statistics about the behavior of visitors to its Website. FirstGlow Capital may display this information publicly or provide it to others. However, FirstGlow Capital does not disclose your personally-identifying information.

21. Privacy Policy Changes

Although most changes are likely to be minor, FirstGlow Capital may change its Privacy Policy from time to time, at our sole discretion. FirstGlow Capital encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this Website after any change in the Privacy Policy will constitute your acceptance of such change.

22. Limitation of Liability

Important Limitation: To the fullest extent permitted by law, FirstGlow Capital, its creator, and affiliates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Website or reliance on its content. This includes, but is not limited to, losses related to trading, investments, or financial decisions.

23. Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our Website and the use of this Website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose, and/or the use of reasonable care and skill). Nothing in this disclaimer will:

• Limit or exclude our or your liability for death or personal injury resulting from negligence;

• Limit or exclude our or your liability for fraud or fraudulent misrepresentation;

• Limit any of our or your liabilities in any way that is not permitted under applicable law; or

• Exclude any of our or your liabilities that may not be excluded under applicable law.

The limitations and exclusions of liability set out in this section and elsewhere in this disclaimer are subject to the preceding paragraph and govern all liabilities arising under the disclaimer or in relation to the subject matter of this disclaimer, including liabilities arising in contract, in tort (including negligence), and for breach of statutory duty.

To the extent that the Website and the information and services on the Website are provided free of charge, we will not be liable for any loss or damage of any nature.

24. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of New York, USA, without regard to its conflict of law principles. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts in New York.

25. Contact Information

If you have any questions about these Terms and Conditions or our Privacy Policy, please contact us through firstglowcapital@gmail.com

By accessing and using this Website, you acknowledge and agree that you have read, understood, and accepted these Terms & Conditions and Full Disclaimer (here) in its entirety. Your continued use of the site signifies your binding agreement to all terms, conditions, and risk disclosures presented across this platform.